SmartPay is a Pay-As-You-Go Billing Solution for Workers' Comp and other Insurance lines. Its open platform provides an unprecedented competitive advantage to insurance agents, payroll providers and insurance carriers as it enables each of them to work with the provider of choice to process and manage their clients' workers' compensation plans. Top reasons to work with SmartPay: ■ Great cash flow management tool. ■ Reduce year-end policy audit pain. ■ No checks to write. No payments will be missed. ■ No need to switch to your agents or payroll companies. ■ Financial assistance from highly experienced professionals. ■ Full knowledge of State Fund and Assigned Risk plans. ■ Web-based with 24/7 access and totally secured.