BASIC Home Loan is India's first automated platform for secured lending with special focus on the affordable housing segment. Given its complexity, home loans cannot be fully digitized; but there is a huge scope for automation; and through our “Phygital” approach we have created an asset-lite network of home loan agents who utilize our technology to handhold customers from research to final disbursement. Our agent network enables us to expand into tier-2 & 3 cities rapidly and capture these markets which is difficult for any other digital lending platform. Our tech reduces operational costs of secured loans and brings more transparency for consumers Housing is a fundamental need and we are BASICally solving that problem.