Fractional Risk Management provides insurance-forward solutions to SMBs, insurance brokers, consultants, and professional advisors. We are not a brokerage and are structured to work alongside and augment the capabilities of brokers serving clients with insurance spend of $100K or higher. Our services include, but are not limited to: * Insurance Policy Benchmarking: The first-of-its-kind proprietary "teardown" of client insurance portfolios, providing incredible insight into client risk profiles, coverage gaps, and context-specific emerging risks. * Fractional CRO / Broker Liaison: We function as the client's internal insurance POC, helping resolve critical communications issues between C-suite and broker, and ensuring best possible outcomes for the company. * Insurance Market Placement / Product Development: Our deep network of industry contacts within insurance, reinsurance, and alternative risk transfer allows us to assist brokers with product/program development or one-off placements of unique risks. * Workers Compensation Audit Review: Our MWCA and CWCA certified staff can perform a full retroactive audit of worker's compensation policies and assist with processing audit corrections, resulting in recovery of significant capital.