By providing a comprehensive program that focuses on careful risk selection, cost containment, effective claim management and vigilant loss prevention, we have substantially reduced the frequency and severity of injuries. These efforts have reduced the overall operational costs and improved productivity in the industry we serve. Our effectiveness has been borne out in the results of the New York Lumbermen’s Insurance Trust Fund which we have administered since its inception in 1981. We are committed to building mutually beneficial and enduring relationships with our employees, members, suppliers and other business partners through loyalty, teamwork, training and technical support. We will continually strive to achieve and maintain member satisfaction with integrity and respect. We are committed to being the best in our field.