We are a full-service, independent insurance firm that serves the needs of individuals, families, non-profits, municipalities, and businesses throughout the mid-Atlantic region. Whether you are a homeowner looking to protect your family and home or a business owner providing employee benefits, we have the experience to assist you. PERSONAL COVERAGE: Our consultative approach means we are looking for the best rate possible without sacrificing important coverage to protect your assets and lifestyle. Because we are an independent agency, we have access to multiple top line carriers and can shop the rates for you. • Homeowners/Renters • Auto • Flood • Boat/RV/Motorcycle • Umbrella Let our team guide you through developing the plan that best fits your situation for auto, home, and life insurance coverage, as well as for your RVs, boats, and motorcycles. We are waiting to serve your needs. COMMERCIAL COVERAGE: Every organization carries the burdens of risk. Our role is to help our clients identify, understand, and analyze it. We then assist you with the all-important decision to transfer the risk to an insurance company. Our team of specialists can help you review: • Business Owners Policy (BOP) • Property & Liability Insurance • Business Interruption • Excess Liability/Commercial Umbrella • Professional Liability • Errors & Omissions Liability • Directors & Officers Liability • Cyber Liability / Data Breach • Workers Compensation • Commercial Auto • Fleet Commercial Auto • Garage Auto • Hired & Non-Owned Auto • Special Event • Farm