Appopay is the next generation of digital wallets providing secure, real-time transactions with multi-currency features. The Wallet not only stores your confidential information such as passwords, credit and debit cards, loyalty cards, and other sensitive information securely it also gives you the ability to use your funds any way you want without the security concerns of carrying cash in your pocket. By simply going online at www.appopay.com and opening an Appopay account and funding it, you have the convenience of secure omnichannel access 24/7 to your money any time anywhere. Appopay's next generation of transactional technology brings together, in one application both online and through your mobile, all the functionality of Digital Wallets + Digital Banking, + Digital Payments + Digital Money Transfer. Your Appopay account gives you the ability to shop online or in the store, have funds deposited in real-time into your wallet through ACH, EFT, Credit or Debit Card or pick up money sent to you at agent locations across Latin America, pay bills one-off or set up recurring payments plus top-up your or a family member mobile airtime, send money to friends and family (with multicurrency availability), ACH, EFT, or at network sending locations. And for those times you need cash use your wallet to get cash at network ATMs or at Partner and Agent locations. The Wallet allows payments to be made from virtually anyone to anywhere in the world with multi-currency solutions including P2P, B2C, B2B, e-money, wireless, and prepaid debit cards. If you have embraced debit cards as a convenient and secure alternative to cash Appopay has a solution for you as well. Appopay will issue you a prepaid debit card that can be tied directly to your Account. You can use your prepaid debit card to withdraw cash from any ATM or make purchases (pin-based transactions) from any merchant