Decentralized Credit Union (Cryptobank) – Datarius. The main idea of the project is to implement the decentralized financial instruments making major financial tools available for the world community in p2p mode. While many developers continue to facilitate the usurpation and monopolization of the world’s financial market by large players, our team aims at creating an alternative financial market that will combine all the advantages of traditional financial organizations, leaving behind their major gaps – non-transparency, unpredictability, lobbyism, administrative burden. Our model of transforming banking products into a decentralized system is unique and most comprehensive. Datarius is a decentralized partially closed system. As a p2p platform, the system enables the users to decide themselves whether to use any of variable services and applications. This feature, combined with extensive process automation, allows to almost completely eliminate the transaction costs.