HAL Consulting is a team of specialists who quickly fix pricing strategies, operating models, regulatory issues and commercial problems. We differ from other consultancies because the team has extensive experience in key roles in Global Banking, General Insurance, and International brands. We use only industry practitioners spanning brand, proposition, pricing, data, analytics, technology, and regulation. Our real-world experience means we have faced and overcome the same or similar challenges as our clients. We supply four core services. 1) We have in-depth pricing expertise. We solve pricing problems fast and create a competitive advantage through increased speed to market and moving you from complexity to clarity. 2) Our specialist problem-solving canvas quickly fixes commercialisation and operational issues. We help firms of all sizes fix target operating models, banking, and funding issues to gain a competitive advantage with our specialist input. 3) Our regulatory expertise means we solve compliance problems, focusing on Consumer Duty, Fair Value, and General Pricing Practices. To do this, we have built our regulatory framework and assembled a team of experts. In addition, we have the experience to interpret regulations and translate them into culture and action. 4) With our specialist knowledge, we complete in-depth assessments of banking, international payments, FX, and funding cost models using our benchmarking data. Improve your banking and corporate finance models to improve effectiveness and reduce costs. Our clients include: - Several major new entrants into the UK General Insurance market. - Multiple fintech providers across various sectors. - Several banks and credit bureau-related organisations. - A range of global payments and fx businesses. - Lots of Web3 start-ups improving operating models and winning investment.