Vive is a modern solution to High Deductible Health Plan shortfalls that integrates directly into a health plan providing defense against out-of-pocket medical debt using tax-free contributions and a zero-interest line of credit. After seeing the impact rising medical costs had on people across the country, Vive set out to solve the problem of medical debt. Backed by an HSA and credit program, Vive offers a soft landing for employers looking to cut healthcare costs without exposing employees to financial risks.