Funding 365 is a specialist short term property finance lender providing highly competitive, transparent bridging, 3 year and light development loans in England and Wales. Our highly competitive Bridging interest rates start at just 0.79% per month for residential investment properties and 0.89% per month for commercial properties. Our Light Development product can help with lots of projects including PDR conversions, heavy refurbishments and finish & exits. Our flexible 3 Year product features the option to include an 8 month bridging term with no ERCs. We believe in fair and transparent business, so unlike many other bridging lenders all of our terms are stated clearly upfront so there are no surprises in the small print. Discover Fairer Funding: FAST If you need bridging finance quickly, we should be your first call. Our decision makers are in-house and involved right from the start to prevent any unnecessary delays. Our underwriters aim to send credit-backed terms out within just one hour. BESPOKE We tailor make each loan to the individual requirements of the client. We don’t have rigid criteria and we don’t reject enquiries just because they don’t tick all boxes. AFFORDABLE Our funding model allows us to provide some of the lowest interest rates in the market. And we refuse to add those sneaky fees that bump up the advertised price. EXPERT We are specialists and know short term property finance inside out. We were established by senior bankers with decades of experience in running and financing mortgage lenders. HONEST We strive to offer the best solution for each client and we make sure that our cost structure is always straightforward, transparent and made clear upfront. FAIR We reject mortgage acceptance fees and early redemption fees and we think it’s only fair to rebate interest (calculated on a daily basis) when a loan is paid back early.