So, Why is it Important to Have Good Credit? Managing your credit is extremely important to your financial future. Having good credit means that you have a history of paying back your debts and paying off your bills in a timely manner. It shows banks, stores, and other institutions that you're responsible with money -- that you are willing and able to pay your bills and pay off your debts. Why is that Important to Know? Because when you to apply for car loan or home mortgage, the lender or the car dealership will review your credit report and use it to determine whether or not to approve your loan. Employers and insurance companies can also access and use your credit report as a way of determining whether or not to hire you or to approve you for an insurance policy. You can contact us for a free consultation @ 866-889-8660