Penney Financial Partners is 23 years old and handles over £270 million of client assets. David Penney outlines the firm’s ethos: “Our philosophy has always been to take care and take pride in everything we do. I’ve always seen money as a precious resource that helps make things happen and provides peace of mind. That often means asking, and answering, complex questions at the right time, in the right way. We help clients declutter, decipher and develop their investments.” Director Will Harrison has 18 years’ experience in the profession. “I spent eight years as an independent financial adviser and joined St. James’s Place in 2012. My approach is to start with a picture – what does a good life look like to you? Money enables, so our role is to help build funds by putting them in the right place, helping clients invest tax efficiently and navigate an ever-changing financial world.” Together, David and Will are transforming Penney Financial Partners to be alert and agile, to respond to changing individual needs within a rapidly changing economic landscape. David concludes: “We can help clients create a financial ‘heirloom’ they can pass down the generations.” Your home may be repossessed if you do not keep up with repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. Trusts are not regulated by the Financial Conduct Authority. Penney Financial Partners is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). Penney Financial Partners is a trading name of Penney Financial Partners Ltd.