Williams, Alexander & Associates (WAA) acts as a debt management resource to our clients to reduce their outstanding receivables and make their delinquencies more collectible. WAA is a NJ-Based corporation and have been providing our collection services for over 20 years, with over 50 years combined debt-management experience. We have the skills and expertise to transform bad debt back into profit. We offer competitive rates and only get paid upon recovery. In fact, ask us how to use our program at a rate of Zero (O%) Per Cent! WAA provides insightful financial information to our clients to help them avoid losing profit. We design individualized programs to meet the needs of various types clients. For example, we collect on commercial, medical, retail and consumer debt, as well as municipal, utility and state contracts. We don't have any set-up costs, monthly minimums, letter-writing charges or locked-in contracts.