Davis Insurance is an insurance protection advisory firm. We specialise in providing protection advice to business owners and self employed professionals. Our protection advice covers our client's business and lifestyle needs. After careful consideration of each client's individual circumstances we recommend the type and level of cover, policy ownership and structure, tax implications of policy ownership and a product that is ideal for their needs and circumstances. The insurance products we advise on include: - Term Life - Total and Permanent Disablement (TPD) - Critical Illness / Trauma - Income Protection / Business Expenses Our advice centers around four principle protection areas (reasons for insurance): - Business Debts, to enable the repayment of business related loans and/or to assist with the release of personal guarantees supporting business loans, - Business Revenue (Key person),to provide cash for the business in the event of a loss of a business owner or other key person, - Business Ownership,to provide funding for the transfer of ownership of a business from one owner to another in the event of a death or disablement of either owner, - Lifestyle Protection,to provide cash to financially support a person or their family in the event of a death or disablement (either temporary or permanent disablement).