Empower, guide, educate, and coach clients within the context of personal finance. Emplower clients to create the world they desire, one step at a time. Guide clients in making and implementing decisions that bring their financial life in line with their personal values. Educate clients on strategies to achieve financial stability, security, and personal financial goals. Coach clients throughout the difficult stages of change Topics covered: Goal setting, Networth and Cashflow analysis,Financial behavioral changes, cashflow tracking, Becoming a net saver, Retirement planning, Risk analysis and Insurance review, Large purchase planning, Home ownership, College planning, Debt reduction planning, Divorce financial coaching, unemployment coaching