Brightkey partners with Business Owners & Professionals to ensure their family and business are protected from the unexpected. In 2004 a group of professionals came together to create a "Fee for Service" model in the Insurance industry. Now in 2011 we have grown from zero clients to 120 SME's through word-of-mouth and strategic partnerships. A fee provides transparancy in the adviser/client relationship and delivers known value-for-money. We are not as much interested in selling products as we are in educating clients of ALL their potential risk exposures...both insurable as well as uninsurable. We predominently partner with SME's turning over more than $1M.