Our established boutique financial planning business was born out of a genuine desire to change people’s lives. It’s our passion. The foundation for our engagement with you is a solid professional relationship based on mutual respect and open communication. But we believe our point of difference is the personal connection. Through our discussions with you we get to know the things that you want to do and achieve in life; we are your sounding board to help you make the right decisions; we share and celebrate successes. With over 25 years experience in financial planning, we understand the issues and events that can impact your lives, financially and personally. We are also able to navigate the financial landscape on your behalf to recognise opportunities and avoid any pitfalls. ------------------------- General Advice Warning Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information. Important Note All content contained in this article is general in nature and is not advice. No responsibility can be accepted for errors, omissions or possible misleading statements or for any decisions or actions taken as a result of any material in this article. This article is a reflection of the writer’s personal opinion and is has not been created as advice by Planning For Life financial advisers and any associated licensees.