ARF FINANCIAL Businesses Bank On Us. ARF Financial LLC is a California licensed lender that sources business loans and lines of credit for restaurant and retail merchants in all 50 states. Since 2001, we have filled the void between traditional bank financing and less attractive venues of obtaining capital, like cash advances and taking on equity partners. We are able to secure financing where most banks stop, giving merchants the ability to maintain control of their business, be more profitable and meet their financial goals. Businesses may qualify for amounts up to $750,000 without the need for collateral, at the most competitive rates and with fixed terms up to 36 months. The application process is simple and straightforward resulting in approvals in 24 to 48 hours and fundings in as little as 3 business days. Whether you're thinking of adding a new location, renovating your existing facility, expanding your franchise or simply stabilizing your cash flow, your first step in securing financing is ARF Financial. We’ve helped over 6,000 businesses receive approvals on tens of thousands of loans with proceeds in excess of $750,000,000. Check out our 2 minute video: http://www.youtube.com/user/arffinancial