Founded in 1992, our employees have the knowledge and experience to help you with the most challenging loans. We are a direct mortgage banker, meaning no middle man. Once you have spoken with a licensed loan originator, they will be your sole contact from start to finish. Since we have funded thousands of loans, and have weathered the most critical downturn in the mortgage market, you can be confident we can get your loan done, smoothly and on time. We offer all types of purchase and refinance loans, including Fannie Mae, Freddie Mac, Jumbo, Portfolio and FHA loans to name a few. We are located in the heart of Orange County, in the city of Garden Grove . Contact one of our representatives now for a free quote or a free pre-qualification to prospective buyers. Equal Housing Lender © 2021 Bay-Valley Mortgage Group, Inc. DBA Pacific Bay Lending Group and Valley View Home Loans. NMLS # 192103. Licensed by the California Department of Real Estate and the California Department of Business Oversight.