Debt Education and Certification Foundation is the reliable choice in Bankruptcy course providers. Also known as DECAF, a 501(c)(3) non-profit organization founded in May 2005, is located in Texas. DECAF is accredited by the Council on Accreditation and recognized as one of the 100 Best Companies to Work for in Texas.The mission of DECAF is to strengthen communities by providing financial education to individuals and families in need.