Sapphire Wealth Planning LLC is a fee-only personal financial planning firm.  We provide comprehensive financial and investment planning to Generation X and Baby Boomer households. We have special expertise in working with women going through life transitions such as loss of a spouse through divorce or death, career changes or sending kids to college. We not only help clients plan for retirement, but the many milestones prior. We believe that saving for retirement should not overshadow purchasing a home and saving for your children’s education or paying off your student loan debt. Many of our clients were managing their finances on their own and now benefit from professional advice. Our goal is to form long-term relationships with our clients in order to create, implement and manage comprehensive financial plans on an on-going, proactive basis.