Insight Decision Solutions provides Business Intelligence systems for all lines of insurance business, complete with data management and integrated analytics. Insight Enterprise is a comprehensive Business Intelligence system designed specifically for the insurance industry. The system features a unique temporal model that enables integration of analysis across all business areas. Features include data control, audit, data warehouse, web portal and Microsoft Excel integration. Analytics cover the complete business life cycle and include policy, claim and agent based analysis. Specific actuarial functions include experience studies, reserve reconciliation and earnings-by-source. Insight Experience is a hosted Business Intelligence system providing experience studies. It's an experience study system with BI design flexibility and data management tools. Studies cover all range of business: Life and Annuities, DI and Long Term Care, Group and Medical. Main studies are for mortality, lapse, critical illness, incidence, termination and multi-state transition, loss ratios and claim cost. Includes joint lives, rate improvements, ratings, multiple claims, IBNR calculation.