Credit Union South, trading as NZCU South, is a 100% New Zealand owned financial organisation. Our ultimate responsibility is to our customers. Our funds are sourced from the community we serve and our lending supports individuals and families who work or reside in New Zealand. We are a mutual organisation offering a large range of services especially identified by our customers to meet their financial needs. This means we can respond to your needs promptly and with understanding. All profits (after providing for necessary Reserves and operating costs) are returned to our customers through top interest rates on savings, low cost loans, and reasonable fees. For so many people who live in New Zealand, we are now their one-stop-financial-shop. We provide our customers with personal loans (including mortgages), savings and investment accounts, everyday/current accounts, insurance services and KiwiSaver.