KSP Financial was founded on a passion for finance and for people. We are committed to growing our firm only to the extent that we continue to provide each client with the advice and attention we believe you deserve. Ultimately, we see you as a person—not a portfolio balance. This communication is strictly intended for individuals residing in the states of AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IL,KY,LA,MA,MD,ME,MI,MN,MO,MT,NC,NH,NJ,NY,OH,OR,PA,RI,SC,TX,UT,VA,VT,WA,WI,WV. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Securities and Advisory Services offered through Commonwealth Financial Network®, www.FINRA.org/www.SIPC.org, a Registered Investment Adviser. KSP Financial Consultants, 890 Winter Street, Suite 205, Waltham, MA 02451. 781.890.6460 Please review our Terms of Use here: www.commonwealth.com/termsofuse.html