The firm of Kivell, Rayment and Francis is an AV rated firm that was founded in 1991 by Thomas D. Kivell, Brian J. Rayment, and Joe B. Francis. The firm has been heavily involved with national clientele in the area of state-wide foreclosure, bankruptcy, eviction, replevin and creditor rights law. We are experienced in commercial and general litigation, including the areas of contracts, commercial law, bankruptcy, products liability and torts. The firm has been involved in real estate transactions and title curative issues, both residential and commercial, as well as significant bankruptcy matters and wills and trusts and estate administration. The firm is an active member of the USFN, the Mortgage Default Servicing Academy and the Legal League. Our firm also conducts a general corporate, civil litigation, partnership and estate and business planning practice. We are experienced in corporate formation, governance and compliance matters. We further have significant background in federal lending requirements, having represented lenders, buyers and sellers.