BOWER & PARTNERS is a specialized consulting firm focused on strategic guidance and leadership for payment ecosystems and fintech products. We support organizations in realizing their ability to deliver relevant and profitable digital payment services to new markets. BOWER & PARTNERS focuses on developing digital payment ecosystems to encourage the use of digital payments to achieve financial inclusion. We work with governments, private companies and international organizations to launch and scale national payment platforms and digital payment initiatives. We have developed an innovative ecosystem building methodology that compliments ongoing efforts from international organizations (GSMA, BTCA, IFC) and complies fully with Gates Foundation principles. We guide the collaboration processes to create the space for competition that increases the use of digital payments.