We shop 70 lenders rates to make sure we are getting you the best rates and lowest closing cost. We get calls every day asking what our rate is, but a competitive rate is only part of what a home buyer should be concerned with. The overall financial health, which includes an educated and holistic approach to the purchase of real estate, is our primary concern. To this end, we go over and above the normal application process and work with our clients to properly analyze their credit scores and help them understand the steps necessary to get the appropriate rates for their personal situation. Equal Housing Lender - NMLS 1720179 NMLS Consumer Site: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1071 Questions, comments, concerns email team@denver-lending.com