Michaud, Rowe & Ruscak Insurance Associates have been servicing individuals, families and businesses in New England since 1953 with insurance products that protect cherished possessions, themselves and their loved ones. We are a fully independent insurance agent servicing Massachusetts, New Hampshire, Maine, New York and Florida. Our courteous and professional staff have over 100 years insurance experience, which means we can explain coverages and discounts available to you in language you can understand. We promise that we will spend more than 15 minutes with you to make sure you have all of the coverages that you and your family need.