FCB is a high-tech client-oriented company, which since 2005 has been helping to solve debt issues in the most favorable and comfortable way for the client. Our market share of services for the purchase of bad debts, according to the rating company Standard & Poor's, is approximately 20%*. FCB’s credit rating is confirmed by the international agency Standard & Poor's at B level, forecast Stable, and by the Russian agency Expert RA at ruBBB+ level, forecast Stable. We have the country's largest branch network and service portfolios acquired from the country's leading retail banks.