V-nT is a decentralized peer to peer network or platform for Small Business utilizing Zero-Sum Game Escrow transaction and payment systems executed on the bitcoin protocol. All communication and transactions are peer to peer. This keeps the process transparent, immutable, safe, reliable, trustless and durable with faster transactions at a lower cost. Decentralization is the process of distributing or dispensing functions, powers, people or things away from a central location or authority. Each peer makes local autonomous decisions towards its individual goal. Peers directly interact with each other and share information or provide service to other peers. Any peer can enter or leave the system at any time. There is no middleman.