The company EFIN, spol. s r.o., was established in 1994. The Sphere card customers' loyalty programme is being implemented within the Czech and Slovak Republic. The Sphere card holder can derive benefits - 5% to 30% discount on products and services. While creating the Sphere card loyalty programme over 1 000 000 cards have been issued. Nowadays, the database of discount providers contains over 7 500 places where the Sphere card can be used both in the Czech and Slovak Republic.