Independent insurance agency specializing in commercial risks. Commercial Coverage focuses on identifying risk then advising our clients on methods to avoid, reduce or insure against those exposures. Our areas of expertise include businesses in construction, manufacturing, property owners/managers, social services, higher education and energy. We can advise on products to include surety bonding, property, liability, crime, automobile, professional liability, workers compensation and a range of employee benefits to include self-funded and fully insured programs.