Merchant’s PACT is a fintech, payments program management and consulting firm that analyzes and streamlines merchant services and accountholder data through core and digital platform integrations.  Merchant’s PACT provides software and payment solutions to financial institutions through an open platform to modernize their SMB and commercial client payment offerings, prevent disintermediation by fintech payment providers and Tier 1 competitors, and interweave merchant services into digital and business banking like never before in the financial services industry.