DLK Legal is a modern law firm with unparalleled experience in financial technologies, proving that agile & creative thinking on regulations is possible. We are focused on providing legal and compliance services for clients from the financial and new technologies sector in the field of regulatory and transactional support as well as litigation. DLK supports supervised entities in matters of, inter alia, banking law, payment services, compliance, AML, corporate law, IT law, personal data protection and competition and consumer law. DLK’s experts advise in the implementation of numerous projects on the borderline of banking and new technologies, participating in works on key innovations in the financial industry, including the development of services concerning access of third parties to the account, distributed ledger mechanism (blockchain) and universal instant payments. Due to membership in the World IT Lawyers network and in cooperation with European Payments Consulting Association (EPCA) DLK undertakes numerous projects of cross-border dimension. Our experts contribute to the Working Group for Financial Innovation Development of the Polish Financial Supervision Authority and lead the “Blockchain and cryptocurrencies” stream within the Paperless Poland Programme of the Polish Ministry of Digitalisation. We are also co-authors of the „Study Impact of the PSD” & „Principles, Definitions and Model Rules of European Private Law” studies for European Commission. DLK lawyers are authors of dozens of publications, analysis’ and commentaries, they participate in branch events in Poland, Europe, America and Asia. As university teachers we also share our knowledge and long-standing experience with the public.