Independent Consulting, Planning and Sourcing. BGM Financial is an independent insurance broker. We specialize in Group and Individual Insurance and Investment Services. Providing unbiased advice and guidance that is based on a consultative approach and on our decades of experience sourcing the right product at the right price. Our reputation has been built on our ability to design, implement and administer a broad range of insurance and employee benefit programs for groups and individuals. Our success is proven time and again with the satisfaction of our clients. There is a reason why the Cambridge Chamber of Commerce has chosen BGM Financial as the exclusive provider of their members' Group Insurance Plan since 1973. BGM Financial is a part of the Winch Group of Companies, one of Canada's largest independent employee benefit consulting firms. An enduring commitment to client satisfaction has been the foundation of The Winch Group's success since its formation in 1994. With specialized expertise in group life and health insurance programs, pension and retirement plans, executive compensation strategies, international employee benefit programs and more, The Winch Group develops customized, cost-effective solutions for each unique employee benefit need