In 1994, three friends, Mark Johnson, Phil Stewart, and Rex Johnson shared a vision. They developed a new way for financial service companies to Connect People with People. They believed then, as they still do today, that leveraging technology to enable conversations nurtures loyalty. This foundation is the strength which continues to guide who we are, what we believe, and how we connect with people. We are passionate about providing remarkable experiences for our partners through our flexible solutions: underwriting, funding support, internet & indirect, loan by phone, outbound, mortgage processing, customer service, and collections.