Global International Credit Group Limited (GICL) is one of the leading licensed money lenders in Hong Kong providing convenient and flexible loan services to customers with a streamlined focus on mortgage loan financings. Founded in 2009, GICL earned a successful listing on the Main Board of the Hong Kong Stock Exchange Limited in 2014 (Stock Code: HK.1669). With its professionalism and credibility, GICL provides a variety of highly flexible mortgage and personal loan solutions to cater different customer needs. We are committed to meeting customer’s financial needs with personalized, convenient and flexible loan services, aiming at delivering the most favorable loan solutions with the most suitable repayment terms in the shortest time possible. Since its establishment, GICL has granted over HK$5.6 billion loans and served over 1,950 loan accounts. With a loan portfolio of HK$1billion as at Dec-2018, GICL recorded a net profit of HK$68.4 million in FY2018, representing a CAGR of 18% since its listing in 2014. GICL is also reputable for its sound risk management policy which helps maintaining a low actual credit loss rate of 0.1% since its incorporation.