Smart Savings is an award winning Community Interest Company and Social Enterprise that provides an integrated range of social, economic and financial inclusion services within which we seek to transform lives, raise aspirations, remove barriers, and offer choice. Smart Savings policies and values are straightforward: everything we do must be ethical, economically viable, socially acceptable and environmentally sound. Any profit generated is reinvested back into the business. Smart Savings was founded by Jane Jiwa in 2009. Since 2009, Smart Savings have literally changed the lives of hundreds of vulnerable people in Cornwall and Devon who have been struggling with debt, financial exclusion issues, and unemployment. We know that advice is not the only solution, and this is why we offer a wide range of innovative training and learning activities. Our services give people confidence, motivation and control; provide new skills and knowledge; improved wellbeing; and help unemployed people to become ‘job ready’. As the company has evolved and the team has grown over the years, more successful money and employment services have been offered in both Cornwall and Devon. Smart Savings holds a Credit License to provide debt counselling and debt adjustment on a non-commercial basis.