AMS is a National Commercial Debt Collection Agency based out of Florida. We were started in april 1999 and have over 30 years of hand on collection experience. AMS has No Upfront fees or Sign up Charges.We get paid Only If You Get Paid. AMS is a professional collection firm, dealing with only commercial debtors we know how to work with a defendant to help them be able to pay there debt, If a company will not work with AMS to pay the money they owe, we have attorneys nationwide that we can refer the claim too. This action gives the debtor an option of working with the attorney we placed the claim with or face the possibility of a law suit to get the money collected.