CASHOFF Ltd. is a global fintech company with HQ in London, Innovative Research Hub in Moscow and Sales Office in Hong Kong. Highly scientific approach and talented dedicated team allowed the company to create real value for their audience. Among clients of the company there are 30 banks worldwide, including major ones with more than 100 million consumers. Member of: Level39 | Innovate Finance Winner of international competitions AAA investment rank CASHOFF provides profit-generating solutions for banks and unique digital experience for their consumers. It is a white label service that is easily integrated to the frontend of Online and Mobile Banking app. After gathering all the financial data of final consumers from different sources (banks, merchants, e-wallets, telecom providers, loyalty programmes), elaborating and analysing this information using the AI, machine learning and mathematical models, the service accurately foresee consumer buying behaviour. These selected patterns are implemented in customised loyalty programmes, scoring systems and PFM services in Web and Mobile banking app. For banks it’s a source of deep customer understanding, consequently CASHOFF reveals different options to operate with it and generate profit.