U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves and their families. Member’s loans are funded by the pooled savings deposits made by other members. USPS FCU offers safe, sensible loan products. We don’t participate in risky loan practices or predatory lending. When a credit union extends credit or opens a checking account they are acting in the best interest of the individual member as well as the best interest of the collective membership. U. S. Postal Service Federal Credit Union is great choice for your place of employment and for your personal financial needs.