Creative Risk Underwriters (CRU) is a full-service managing general underwriter (MGU) providing medical stop loss insurance to employer groups and Taft-Hartley plans. Under the management of proven industry leaders with over 50 years combined stop loss insurance experience, Creative Risk Underwriters is dedicated to providing professional analysis of the needs of its clients, as well as excellent customer service, custom underwriting solutions and competitive pricing. Creative Risk Underwriters is partnered with a carrier rated A (Excellent) by A.M. Best to offer stop loss coverage, while performing all underwriting, policy issuance, claims, premium administration and auditing functions itself. Headquartered in Marietta, Georgia, Creative Risk Underwriters is the trusted choice of brokers, third party administrators and policyholders throughout the U.S.