Cal DRE# 1850 Licensed by the Dept of Financial Protection and Innovation under the CRMLA ** Equal housing Opportunity** C&S California Capital was established in 1997 as a Mortgage Broker dedicated to provide informed, exceptional service. In January 2014, we became a division of American Pacific Mortgage. Becoming a direct lender as well as retaining the ability to broker loans, allows us to be highly efficient, diverse and resourceful in caring for our clients needs. Our experienced, knowledgeable staff provide our clients, realtors and associates with respect and professionalism while exceeding our customer expectations and maintaining the integrity of our company. We provide customers with the information needed to make informed decisions. We are advocates for consumer education and careful financial reform. We are involved and committed to our local communities and the improvement of the mortgage industry. Specialties: *First Time Buyers including down payment assistance programs *Conventional and Government Financing *Commercial Property Financing *Mobile Home Financing Equal Housing Opportunity DRE: 01215943 NMLS: 1850