Insurance Brokerage and Benefit Plan Design, Consulting. B&A is a small company with big ideas. As Health Care Reform continues to reshape the insurance landscape, B&A continues to look for innovative and aggressive ways for companies and individuals to purchase health (and other) care in the most cost-efficient manner. Karen, Tom, Matt, and Eric have over 50 years of experience in the insurance field in various capacities. At B&A, open and honest dialog with our clients about assessing the risk to be mitigated along with a thorough analytical assessment of the options and products available lead to the most desirable solutions. We solve employee benefit problems - let us know if you have one.