We have the social, ethical and religious obligations to preserve the family and human economic values against life's natural risk of death, disability and old age knowing that your greatest asset is our income earning ability. We have the obligation to help our clients meet their obligations and keep the promises they make. The primary purpose of our firm is to provide for long-range needs and goals while helping our clients accumulate savings to be used for specific objectives such as future income, emergency fund, college education or supplemental retirement income.