Drive&win is the leading insurtech providing affordable insurance for young and new drivers in Spain. Through our unique business model which uses a combination of Big Data, IoT, machine learning and AI, we are able to achieve industry-leading loss ratios. Our smartphone app tracks driving behaviour and engages customers daily to encourage responsible habits. Thanks to this pro-active risk management focused on preventing the accident before it happens, drive&win is able to significantly reduce claims frequency and improve the technical underwriting result far beyond what traditional companies are able to do. Our technology (provided by IMS) has already been proven in the UK market with a 42% reduction in claim frequency (Carrot Insurance). By linking premium behaviour to billing we turn the traditional insurance model on its head and for the first time in the industry insure young drivers in a profitable way. In 2020, drive&win was recognized as one of the most promising Insurtech’s in Europe by astorya.vc In 2021 drive&win received the XXI Century ‘Technological Innovation’ award for its unique combination of technology and risk management, driver engagement and in-app coaching In 2022 drive&win is set to go even further, scaling our business and pioneering the market change brought by on-demand and new mobility trends. Watch this space!