We are a mortgage manager backed by an alternative lender you can trust. In our experience, 1 in 5 loan applicants now require an alternative home loan solution. If you’ve discovered that traditional banks and lenders are not considering your application for a home loan it does not mean you have to accept that. AlphaBeta Money’s ALL-WEATHER product suite is unique to other mortgage managers, here are just a few common situation we can help with: When you don’t tick the boxes • Didn’t meet LMI requirements • Didn’t pass credit scoring • Have been declined before • New Australian permanent residents When you need a flexible solution • Multiple debts to consolidate • Need to pay out business debt • Need to pay out tax debt • Need cash out for business reasons When you have problems in your credit history • You’ve been discharged from bankruptcy • You have late payments or mortgage arrears • You have defaults or judgements • You have Part IX & X debt agreements When you can’t provide traditional documentation • You’ve been self-employed for less than 12 months • You are ABN registered for only 6 months • Your income is casual or part time employment • You receive income in the form of family payments or child support We get complex, that’s why we keep our thinking and loans flexible.