Our comprehensive approach to retirement planning encompasses a full range of strategies from managing and protecting existing assets to estimating future cash flows and investments. Asset protection should be an essential component of any retirement plan. You’ve worked hard all of your life to build a comfortable savings and establish your home equity – and these achievements merit protection. We will help navigate you through the wide array of investment options. We understand that without proper guidance, constructing the appropriate portfolio can be daunting and confusing. We will always take into consideration the various factors that go into the decision-making process such as tax implications, asset diversification, and market volatility. ULA also offers Long-Term Care and Life Insurance services to its clients. *Wealth management (or asset management, advisory) service are offered through Patriot Group, an SEC registered investment adviser. Insurance products and services are offered through Unified Retirement Specialists. Wealth management and insurance products and services are only available where representatives are appropriately licensed and registered. Contact your representative for more information about your individual situation. Mike Neben and Blake Neben are not affiliated with Patriot Financial Group, LLC and cannot provide investment products and/or advice.