UBA America is the only sub-Saharan African bank with an operational banking license in the U.S. We're based in New York City, a global financial center and clearing hub for the U.S. Dollar. UBA America was established in 1982 as a representative office in New York and was granted a federal banking license to operate as a federal branch in 1984. The federal banking license confers on UBA America the same powers and privileges as a U.S. national bank, as well as the same duties and limitations. It is subject to rigorous examination by two regulators known for their comprehensive oversight: the Central Bank of Nigeria (CBN) and the Office of the Comptroller of the Currency (OCC). UBA America is a branch of UBA Plc headquartered in Lagos, The Federation of Nigeria. It is a member bank of the U.S. Federal Reserve System. UBA Plc is one of Africa's leading financial institutions, offering banking services to more than 21 million customers across 750 branches in 20 African countries. With a presence in New York, London and Paris, UBA is connecting people and businesses across Africa through retail and corporate banking, innovative cross border payments, trade finance and investment banking. At UBA America, we deliver competitive Treasury, Trade Finance, & Correspondent Banking solutions, leveraging our expert knowledge, capacity and unique position as part of an international banking group with a presence in 20 African countries.