STET : Enabling Innovation in European Payments STET is a major European Automated Clearing House servicing the payment industry and providing processing services for SEPA and domestic instruments : * Direct Debits * Credit Transfers * Cards and ATMs transactions * Cheques * Bills of Exchange * Other domestic instruments A fully secure and flexible platform, supporting the specificities of the European markets and delivering efficiencies through consolidation. STET also operates a secure network for cash withdrawal and payment authorisation messages. This E-rsb network is in France the reference network for all card types, including CB, Diners Club International, JCB, Mastercard, Paylib, Visa. 280 banks are connected to the e-rsb network, which routes 6.6 billion transactions every year. KEY FIGURES - 2019 - 51.9% market share of the Euro transactions multilaterally cleared in ACHs - Up to 10,000 transactions per second - The CORE platform has been benchmarked for 300 Million transactions in a day. - 25.87 billion transactions processed - 8.17 billion operations routed on its card authorisation network - Most competitive pricing in Europe thanks to high volume of transactions - Certified resilience [SIPS], security (PCI DSS) and ISO27001